Will Congress Repeal Health Care Reform?

Guest Post by Barbara O’Brien

As soon as Republicans knew they had won a majority of House seats in the midterm elections, GOP leaders vowed to repeal health care reform. Can they do this? And should they?

Frankly, chances that the health care reform bill could be repealed completely are remote, especially since such repeal would have to override President Obama’s veto, and the Senate still has a Democratic majority.

House Republicans say they have some tricks up their sleeves, such as refusing to provide funds in the budget to implement health care reform. However, provisions of the law that will expand Medicaid and help subsidize private insurance won’t kick in until 2014. Until then, there’s not much the House can do to the budget to stop health care reform from going forward, short of defunding the entire Health and Human Services department.

Another “trick” might be to dismantle the bill piece by piece. One provision that many people want to remove is the individual mandate, which will require most Americans to obtain health insurance which they can do through doing research on health insurance quotes or pay a tax penalty. This provision also kicks in 2014, and it’s one that Baby Boomers in particular will want to fight to keep.

Here’s why: Beginning in 2014, private insurance companies will no longer be able to refuse to insure someone because of a pre-existing condition. But without an individual mandate, there will be no incentive for younger and healthier people to purchase health insurance until the time comes when they need it. This means those left in the insurance “risk pool” will be older, and that drives up the cost of insurance.

By the time we reach 50, nearly all of us have “pre-existing conditions.” Some of our conditions are common, and some are not — mesothelioma, for example, is rarely diagnosed in patients younger than 50. And without Medicare or other good insurance, mesothelioma treatment would be financially devastating.

But without the individual mandate requiring that healthier people share in the cost of insuring all of us, the health insurance premium bills for people aged 50 to 65 will be ruinous. We can scrap health care reform entirely, of course, but keep in mind that if you lose your insurance before you reach Medicare age you may not be able to purchase insurance at all, at any price, if you have a pre-existing condition.

Barbara O’Brien is a bachelor of journalism graduate from the University of Missouri.  She is an active political and health blogger and her mainstay blog is the mahablog.

For additional information on mesothelioma visit Asbestos.com for the most up to date information on asbestos and mesothelioma; with information ranging from a list of the top doctors and treatment centers, symptoms and steps to take after a diagnosis.

5 thoughts on “Will Congress Repeal Health Care Reform?

  1. Finally! an article that really tells it like it is.
    I am amazed at the number of people who have college aged kids that want the entire thing repealed. Our daughter hit 23 and lost our health insurance. Her main reason to join the military was simply to be covered- crazy.

    • Thanks Janette. My daughter is 23 as well and I actually purchased Blue Shield to cover her between her time after graduating and the activation of the portion of the health care reform that allows us to keep children under our policies until age 26. Whew – that helps!

  2. Get the governments hands off health care and tell your kids to get a job! Government has already created a financial monster with Medicare. Now they want to ruin everything else.

  3. Personally, if you are planning on or do use government health(Medicare), you should be the last to complain.Seems to me you are of that age. I shouldn’t have to pay for you when my own child was not covered.
    I think seniors who use government care should be ashamed about protesting universal coverage! Hypocritical.

  4. Hello,

    I was browsing the internet looking to make contacts and noticed you have an excellent article about Mesothelioma with a link to a Mesothelioma organization. I was hoping you might link to ours as well as we focus on asbestos and all its negative health effects including mesothelioma and would love to offer our resources to your website’s visitors as well. Our organization also provides free informational books, packets and a Patient Advocacy program that works 1-on-1 with individuals to help them find local doctors, treatment centers and support groups. All of our information is HON (Health on the Net) code certified as well.
    Our organization would be extremely grateful for a link title ‘Mesothelioma Cancer’ to our page at: http://www.asbestos.com/mesothelioma/ or if you could fit the following that would be amazing:

    Mesothelioma Cancer – Our website has the most up to date information on asbestos and mesothelioma; with information ranging from a list of the top doctors and treatment centers, symptoms and steps to take after a diagnosis.

    Thank you for your consideration and time. Have a great day.

    Best Regards,
    Michael Postorino
    National Awareness Coordinator
    Mesothelioma Center (Asbestos.com)

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