Although not yet 65 I feel in my bones I am ready to retire – now. Why should I put off living that promising second act any longer than I have to? How wonderful would it be to awake each morning excited with the promise of a new day? Instead of dreading my return to the stressful stultifying corporate environment I have survived (at least to this point), I envision my retired day filled with doing what I actually want to do. And I am ready to get to it.
For the past almost four years, I have been doing my best to figure out what retirement is all about and how I can best prepare. I have focused on the non-financial side since there is no lack of helpful if sometimes conflicting advice on how to invest, save and build that all-important retirement nest egg. What financial preparedness ultimately comes down to is saving enough so when you are no longer generating an income you have more left at the end of each month than you spend. Not always an easy thing but pretty straight forward.
What intrigues me and has been the focus of my blogs and book writing efforts is the ongoing search to identify what I can do now to prepare myself for the retirement lifestyle I want. And what exactly will that lifestyle look like? Upon careful consideration and baring any unexpected roadblocks, I am optimistic that I have most of my ducks in a row when it comes to making the move to retirement.
I believe my relationship with my wife is ready for retirement. We talk about our future plans on a regular basis. Both of us realize it would be a mistake to retire prematurely. We recognize our need to stay busy and active so are always looking for interesting activities to replace the hours in the day normally occupied by a job. In addition to things we do together – travel, hiking, exploring new restaurants, backgammon, working out, gardening, watching obscure movies – we have our own individual interests. And we support each other in pursuit of these interests. While she works on a 3000 piece jigsaw of colorful villas along the Mediterranean, I explore my writing. Time spent alone is good for the relationship just so long as we also spend time together!
We realize that neither is responsible for entertaining the other. My wife’s happy routine could be rudely interrupted by a husband who tags along behind her not exactly sure what he should or could be doing. The best of intentions could be misconstrued should a recommendation be made to improve something that has been working just fine all along. As long as we are happy and engaged – either together or on our own – we do not fear becoming bored or discontent.
I believe I have enough to engage and entertain me for the next 20 plus years. I departed the working world back in early 2012 for what I initially expected to be a short term reprieve and recharge. Two years later I occupy the same position or more accurately lack thereof. Although I have been keeping my feelers out for possible jobs I have also been taking advantage of the time to test the retirement waters a bit. If I am never rehired full time, could I keep busy and find my life fulfilling? What would I do to stay engaged and involved so that my mind and body do not slow down prematurely? These two years have allowed me to experience the promise as well as challenge of keeping active and engaged with no job to fill the hours. A pleasant routine has evolved that keeps me occupied until about 4:00 each day. Now I just need to figure out what to do with that last 60 minute segment before 5:00 happy hour rolls around.
I am not averse to returning to the working world in some capacity. But as long as we can financially sustain ourselves, I do not think full time is what I want. My ideal would be to find a gig that occupies about four hours a day – preferably in the morning as that is when I am most energetic – doing something that matters, makes me think, and kicks in a few dollars to the retirement coffers.
I believe I have identified my retirement personality. I no longer feel the need to define myself based upon the job I do (or used to do). There are enough aspects of the life I plan to live that make me an interesting person I hope. I am just waiting for the next cocktail party when someone asks me “What do you do?” No longer a Director of Sales at a tech startup, the retired me is a blogging and authoring, world traveling, piano playing, world-class-rose-growing, nature loving retiree and proud to be! Although it may be hard to fit my new “title” on a business card, I am satisfied that I am far more than the working person I once was.
I believe retirement will be a fulfilling experience. I am excited about what lies ahead. There are so many interests I want to pursue and new things to experiment with now that I will have the time to do so. I worry a little about how the effects of aging will play into our plans but we are doing our part to live a healthy fit lifestyle. My biggest challenge seems to be which of my many passions to pursue in what order. And after some serious thought, I believe I am well equipped and more than willing to handle that challenge!