The path to retirement is rarely easy. While navigating your journey expect to encounter numerous potholes, unexpected twists and turns, and even the occasional dead end. Saving and preparing for your second act requires devotion and constant vigilance lest you stumble and as a consequence delay your arrival. The best laid plans often require modification, adjustment or sometimes even a start over. But with perseverance, determination, a good dose of prayer and a little luck we eventually hope to count ourselves amongst the retired.
Few of us entering retired life have a clear picture of exactly what may be in store for the next 20 or 30 years but as a whole we are plenty glad to be here. This should be our time to do what we want, what excites us and brings us joy. We have earned our time in the sun. So where do we start? How do we learn to be good to ourselves first after so many decades spent putting our personal desires on the back burner?
Is there any “thing” that would add to your joy in retirement?
All of us learn to do without on the way to retirement. If we hope to have sufficient resources down the road we have to watch ourselves along the way. That little red corvette, those amazing Italian shoes, upgrades to the home that are not 100 percent necessary, everything must be prioritized as we strive to keep that ultimate prize in sight. Once retired we still have to watch our expenditures – in some cases more than ever. But with some expenses no more – kids, college, commute expenditures, dry cleaning – perhaps you can afford a little splurge. Is there something that you have always wished for but just could not justify the expense? Think hard or maybe you don’t have to. Perhaps you can manage the books a bit and find what you need to go for it. It needn’t be something extravagant or over the top, just something you want. It doesn’t even have to be something you necessarily need. If you can swing it why not give yourself a well-deserved reward.
And if you really want to get the retirement off to a good start, find out if your partner has any secret wishes. Sometimes giving can truly be better than receiving.
Spend time with people you like
The realities of the working world occasionally require us to interact with people we would rather not. Putting on that happy face when you so do not feel like smiling can be stressful not only to the mind but to the face. How much better is it to spend your moments with people you love and enjoy? Is there someone at the top of your like list who you have not had time to be with? Retirement can be your chance to fix that. Now retired, I am able to reach out to old friends on a more frequent basis. I am free to arrange my calendar to make time for visits by the kids and the parents. I can join my sister for a lunch in the middle of the day and stretch the experience for hours if I want. What a welcomed change from a career peppered with meetings and conventions and business diners where I was often forced to talk nothing but business when it was the farthest thing from my mind. Reward yourself by spending time with those you choose.
Consider a furry four legged addition to the family
Not everyone is enamored with the thought of caring for a pet in retirement. The house if finally free of responsibility, so why not enjoy. With a pet, instead of being spontaneous you have to make arrangements for your four legged friend first and foremost. As many relate having a pet is like having another child. And nothing is cheap. But for those who like the idea of a loveable perpetually giving only-here-for-you companion a pet might be the ticket. You won’t be alone. Many places are dog friendly these days. In CV it is not uncommon to find yourself seated next to someone’s pooch while dining at the local bistro. Stores maintain full bowls of fresh water outside their doors just waiting to slake the thirst of visiting canines. Services available for pets include everything from walking to boarding to personality improvement. And what can be better than a warm body nestled at your side happily yipping and twitching as they dream their doggie dreams gloriously content with the occasional belly rub and simple pat on the head.
Use your good fortune to reward someone else
If life has been good you may want to give to those less fortunate. Retirees who spend time volunteering typically find the experience incredibly rewarding. Caregivers are in big demand in many communities and taking care of the aged is a good karma thing considering you too will someday be there. Small businesses can benefit from your counsel while at the same time you keep engaged and active. If you have a hobby or interest, share your passion by teaching others. “Memories of our lives, of our works and our deeds will continue in others,” said Rosa Parks. Find a worthy cause and pitch in. What have you got to lose? And the good you do may reward you in ways you could never imagine.