Make Your Retirement User Friendly

When I started LoveBeingRetired back in 2010 one of my goals was to figure out what I could do to prepare myself to live a fulfilling, meaningful and fun retirement. At the time I was still working full time but was getting up there in years especially when it comes to the start-up arena which was my chosen career. The possibility I might find myself unexpectedly out of work was a real concern (as it turned out a well -founded concern). After all the struggles and long hours with my nose to the grind stone I was hoping to avoid as many nasty surprises as possible once retired. I did not want to waste a precious moment once I crossed over to the other side – retirement that is.

What could I do to make the most of my second act? How could I engage my mind and body for the future decades when I would control how I spent my days? What did a successful satisfying retirement even look like?

No one has all the answers but I have learned a thing or two since 2010. The education is on-going but here are a few highlights:

The more interests you have the better

If you are like me your interests will change over time. What was an exciting endeavor at 20 might feel down right out of place at 60. Perhaps you have done something so many times that you are just tired of it. It could be as you evolve over the years your passions evolve as well morphing into new and different areas of focus. Maybe what really lights your fire is being engaged in a whole bunch of different diverse things, kind of a hobby-aholic.

I believe you can’t have too many interests, hobbies or passions. A wide variety of options allows you to custom fit activities to your desires at any given moment. With a long list to choose from you are more likely to find something just right for right now. The risk of becoming bored is reduced when you have multiple and varied activities in your bag of tricks.

Once you retire you will be blessed with the freedom to set your own schedule. If something becomes boring move on. Should an undertaking feels overwhelming call it quits and revisit at your leisure. You are free to choose the path you take. You are free to explore whatever might ignite your interest at the moment. Best of all there is no one judging you other than you.

At any given time I am likely reading 5-6 different books. A few are light reading – fiction or thrillers; a few are real life non-fiction; a few might have an historical flavor. What I truly enjoy is I can sit down and read one for fifteen minutes. Then I can pick up another of an entirely different flavor and read that for a while. My wife must find it curious to see me sitting on the couch with a stack of books on either side, one for the read and the other for the to-be-read titles. Perhaps not your cup of tea but for me what a joy!

Over the years readers of LoveBeingRetired.com share how they spend retirement days in ways most fulfilling and meaningful to them personally. From dancing at every opportunity whether there is music or not to trekking through Mongolia on a camel to perpetually touring the US in a RV to playing trumpet in a local band to returning to school to study those subjects you actually like to becoming a gardener extraordinaire, the options are limitless. As a retiree it truly is different strokes for different folks.

Be forever curious

Have you ever seen that light of curiosity the shines in the eyes of a child? So much of the world is new and unknown, so much potential exists, so much excitement is just waiting to be experienced. Its little wonder children run around like turbocharged caffeine addicts trying to make as much as possible of every minute. That curiosity with all things keeps them young at heart and might do the same to those of us further along in years. If we wonder, if we ask, if we search the days can be filled with meaningful moments. A little imagination combined with a pinch of curiosity thrown into a pot of free time is a recipe for success and fun.

Don’t wait for life to come to you

As I have said before we will never be as young as we are today. Now is the time to get rolling, to pursue those dreams we have waited so long to realize. Who knows what the future holds? None of us wants to regret waiting too long and sadly missing those opportunities to enjoy ourselves. The sidelines are for watching – better to get into the game and see what you are made of.

Ask for help

A reality of aging is the little things we so easily did up to this point do not remain so easy going forward. Something as basic as cleaning the house can lead to sore joints and tired muscles. It is important to come to terms with the situation and live accordingly. Take your time getting the chores done. Don’t be afraid to stop midway and finish the effort later. And don’t be afraid to ask others for help. Friends and family make up our support group through our lives. Getting help in these later years can be an important contributor to a happy retirement. Stay off those ladders, pace yourself and never run with scissors.

Enjoy

If I have learned anything from my years on earth it is worrying is a waste of energy. Stressing out about things beyond my control only detracts from my quality of life. Life is too short and there are too many wonderful moments to be had. My plan is to enjoy the journey for all it is worth. Is your glass half empty of half full?

LoveBeingRetired.com

Enjoy Your Retirement Life: Fun Ways to Spend Your Time, Not Your Money

Written by Kevin Patel

Retirement is meant to be enjoyed. According to the Gallup-Healthways Well-Being Index, the over-55s are one of the population groups with the highest sense of well-being, and it tends to get better until the mid-80s. There are of course plenty of reasons (and plenty of exceptions) but having time to pursue your own choices is high up there.

Face Reality

Retirement is a great opportunity to take stock. You will have to face the fact that you probably don’t have the money to do all the things you once dreamed of, but you do have the time to discover more things.

You also have the time to put your affairs in order, looking to the longer term, and even filing your intentions about funeral planning services.

Be realistic about the challenges. All that time is not going to fill itself—or if it does you are going to regret it ten years from now. So flag up the key things that will make these years special.

Work

Why not? The problem with work before was that you were driven by all sorts of constraints. Now you have skills that can bring you in a little extra cash, but you can set your own conditions and timetables. If no one wants to accept your terms, it’s no problem to you.

Study

There is so much to learn out there, and with the internet there are so many free opportunities to discover more about the world. Coursera is a great resource where you can sign up for all sorts of academic subjects, from ancient history to astrophysics—you only pay if you want the qualifications. Your local library will also have resources for you to read and study at a level that suits you.

Play

Take up some hobbies—the more the better. The happiest retirees are those who do not have enough time for all the hobbies they want to pursue. The best are the ones you will pursue with other people, as they provide that other essential ingredient, personal interaction.

Exercise

A key ingredient to a happy retirement is good health, and a key ingredient to good health is exercise. Get out and walk every day, and have a daily routine of exercise that you can stick to. Join a club or a class to learn techniques appropriate to you.

Volunteer

Volunteering can incorporate all the requirements for a good retirement. Practical support for an organization whose aims you believe in can use your skills productively, teach you new things, introduce you to people with whom you can get along in a fun way, and keep you moving around. It’s a perfect combination.

Enjoy the Day

Retirement may be a stage in life when you have more to look back on than look forward to, but that does not mean that the things ahead are of any less value. In the history of humanity, to have got this far means that you are already one of the luckiest people who have ever lived. There is no reason that should change now.

Kevin Patel is a personal finance consultant who has a lot of experience in working with people to better their life when they reach retirement. He shares his tips online in his articles which appear on personal finance blogs mostly.