Tag Archives: retirement

Retire Part Time

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Although baby boomer retirement will likely look nothing like our parents or their parents, most would still like to enjoy some time away from the hustle of the working world. Yet the working work does have positive aspects with the intellectual stimulation and camaraderie a job environment offers . Wouldn’t it be nice to have the best of both worlds with time to enjoy retirement as well as time dedicated to work?

Aging workers are realizing that retirement does not necessarily have to be an all or nothing event. Some senior citizens are now thinking that part time retirement sounds pretty appealing and they are not alone. According to Sun Financial 36% of those planning on retiring would prefer to go back and forth between periods of work and leisure.

What a great idea – work full time for a awhile and then start a period of retirement. You can retire for whatever length of time works best for you. And when you start getting bored with retired life, begin your research into your next job. You may never retire full time!

Such a strategy gives you a chance to pursue career paths that you have always wanted and if they do not work out, stop, recharge and find something else.

Part time retirement offers risks as well as rewards which I discuss more in depth in this week’s blog Growing Interest in Part Time Retirement

Only Old on the Outside

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Looking at a child playing in the park we typically have a clear picture in our mind of the energetic, fun-loving, perpetually moving creature that lives within the little body.

Cast a similar glance on a senior citizen and what do you see? I would venture that based on external appearance you expect the older person to be a bit slow, set in their ways, occasionally grumpy, and far from energetic. I fear that you – and I – are guilty of an injustice if we do not strive to look beyond the wrinkles to see the person within.

Yes seniors face challenges ranging from the threat of falling to the many adjustments that come as we learn to accept our aging minds and bodies.

But inside most still burns the fire to live and love, to learn and experience life, and to share happiness and survive sadness.

We all hope to be recognized as the person we are inside instead of who we appear to be externally. As we prepare for retirement what a great exercise to look for the person within and go beyond the wrinkles. After all isn’t that the way we ourselves hope to be treated?

This week’s blog in US News & World Only Old on the Outside offers some additional thoughts.

Retire to a New Career

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Whether for financial reasons or to keep busy, retirement for many baby boomers will likely include a healthy dose of work. The retirement our parents and their parents aspired to when at 65 you left your working career for a life of leisure and relaxation is no longer the norm.

And it is not necessarily a bad thing. A job definitely has its good points as you engage with people each day and put yourself to the test to achieve goals and deadlines. Plus it is always nice to have a little additional money in our accounts although many have wisely come to realize that money is not all there is to a satisfying retirement.

With the reality that many boomers will be working into retirement, it becomes important to shape that retirement career into something that gives you enjoyment and satisfaction. This second act can be an opportunity to explore new interests and pursue your true passion.

Take a look at this weeks blog in US News & World Baby Boomers Plan Their Retirement Career for some additional thoughts on preparing for this important phase of retirement life.

Helpful Site: I recently discovered a site that provides a collection of eBooks with a focus on personal finance and retirement planning. Some books are free – including yours truly Navigating the Retirement Jungle – and others come at a nominal price. I recommend you take a look when you have a chance at Personal Finance eBook Library.